Terms of Use

Agreement

By using this site you agree to these terms. If you do not agree, please do not use the site.

No advisory relationship

Using this site, subscribing to the newsletter, booking a call, or sending a message does not create an advisory, fiduciary, or client relationship. An advisory relationship with Desert Rose Capital Management begins only when the applicable agreements and disclosure documents have been delivered and signed.

Please do not send confidential or account-specific information through this site before a relationship is established.

Content and ownership

The writing, images, and design on this site are mine unless otherwise credited, and are protected by copyright. You may share and quote with attribution and a link. You may not republish substantial portions, sell the content, or present it as your own.

Use of the site

Do not use this site to break the law, attempt to gain unauthorized access to it, interfere with its operation, scrape it at a scale that degrades service, or submit false information through its forms.

Third-party sites

Links to other sites are provided for convenience. I do not control them and am not responsible for their content, products, or privacy practices.

Availability

The site is provided as is and as available. I do not warrant that it will be uninterrupted, error-free, or free of harmful components, and I may change or discontinue any part of it at any time.

Limitation of liability

To the fullest extent permitted by law, I am not liable for indirect, incidental, consequential, or punitive damages arising from your use of this site or reliance on its content.

Governing law

These terms are governed by the laws of the State of Idaho, without regard to conflict-of-law rules.

Contact

Questions about these terms can go through the contact page.